the car is lost
believe there are many owners of auto insurance do not know much, only an accident and motor vehicle insurance will be dealing with, but as a layman can not get a clear idea who the owners of car insurance just how deep the water, how to deal with in order to become greatest beneficiaries of it? Do not worry, there have been many veteran, experienced car owners for us to sum up their experience, we can just read the collection for a rainy day can be, and what it is a common vehicle owners will be able to read and understand car insurance provisions, you're guaranteed a better understanding of auto insurance and claims, \Does not she? Save money to buy insurance on the map and the peace of mind!
insurance policy refinement solution (a) Che Sunxian VS third party liability insurance
Che Sunxian we first talk about the most important and liability insurance. Che Sunxian and liability insurance, vehicle insurance, basic insurance, the main compensation for the loss of the insured vehicle and the vehicle in use by the insured caused the loss of a third party!
you probably think even the loss of vehicles due to natural disasters, insurance companies are also not wrong according to compensate! Words of the half, most of the losses caused by natural disasters are lost, and only, except as - earthquake!
Case 1: If your car had the honor to be building in the earthquake hit it, ha ha ... ...
our approach: not an end to the earthquake eager to apply for compensation, such as after the earthquake a few days to apply for compensation.
Chuxian statement: probably due to wall loosening caused by the earthquake, and finally fell in one day, smashed your car, remember: Do not mention the earthquake escape from danger.
Case 2: If your brakes in a car, the car flew up the windshield, causing broken glass, you say?
If you are honest to the insurance company, said: \example of a joke.) \\! Remember: by car \car trailer collided with another car, how do?
our approach: ignore the fact that there is something ... ...
Chuxian statement: Do not mention your towing vehicle towing or by others, or whether you have responsibility for the accident, the insurance companies will not pay.
Case 4: If you accident, breaking his glasses and no insurance on the glass When you claim with the insurance company?
not find someone on the glass insurance claims work? OK, absolutely OK! glass insurance name is: alone and broken glass, insurance, parking and use of means damage caused by the glass, and glass damage caused by the accident should be responsible for Pei Fu Che Sunxian.
insurance if you are not on the glass, when you find yourself up in the morning do not know is which auto glass bastard broken, how do?? Oh, the old tactics: slam the brakes while driving caused, but also the fault of the head! (remember to find a height of about the same friends as a shield ah), if it is on the side of the glass is broken, hit his head when he said good slip, and Oh!
Case 5: If your car crash, broke a little light, you how to do it?
to find an insurance company, he definitely did not dare not lose you, then you thought it was make it? No, actually you probably bear the consequences, and lost money. do not understand? tell you that each vehicle probably all risk between 2500-5000 (more high-end cars will be more expensive), if you did not claim during the insurance year, then next year you will receive 10% of the time insurance no claim discount, this Account You do the math, if the claim amount is too small, hey, so forget it, as a 10% discount to reality.
insurance policy refinement solution (b) 丢车 - How to minimize the loss of points?
vehicle parking and use of the process will inevitably make people worry about things, which is the most unfortunate thing 丢车, but if you follow me tell you, your loss will be reduced to a minimum.
remember, ah, once 丢车, the first thing to do What? to the police? wrong! car has been lost,juicy couture sweater, which then easy to immediately find ah, you too bit overestimating the ability of the Chinese pol.ice, or think about how to reduce the loss of it!
reduce losses? which so easily ah, the car is lost, how to reduce ah? Remember, I do!!!!
First of all remember to look at their insurance policy, there are no vehicles on Daoqiang Xian. What, no? bad luck that you recognize it, come to me useless, and buy one now!
if you get on the Daoqiang Xian, first of all, I want to congratulate you, your losses can be minimized, but, be careful ah! This When you have to do is Bijin your mouth, the sense of reading my post, otherwise you will regret it!
Case 1: The specified Daoqiang Xian was insurers lost driving license, car original invoice, certificate of surcharge increase of 0.5% each of the absolute deductible. lost car keys, the absolute increase of 5% deductible. These provisions in the insurance policy using the font color of the light printing, do not believe that you can take a closer look at list, certainly in some inconspicuous corner can be found in this passage.
So whether you have a spare key had been lost, or You are to start running in the car with a key, please remember to forget it, or else ... ... 5% loss carry your own set of!
Case 2: If your car at the pay parking lots or commercial repair shop in the stolen, the insurance company liable to pay you?
answer is: do not lose!! because these places have custody of the responsibility of the vehicle,juicy couture wholesale, in the custody period, the vehicle damage caused by improper care custodian, lost, and the depository should be held accountable. insurance company is not responsible for compensation.
Therefore, the correct way is to look for parking lot claims, therefore, each I remember times when parking parking fee receipt ah well received, although the loss of the above printed matter, but according to our contract law regarding the format of the contract, which is unilaterally shirk their responsibilities! You may rest assured that he told a good bold Oh, give you a good news has already been won this case, the abduction according to the principle of pushing the case, after the trial of cases to verdict in accordance with this case, ha ha!
; Case 3: If you, your friends car park is open, or you find out from the side to the parking lot can not afford to Peifu your car, you can consider a change 丢车 site? Haha, what have I did not say ah! you to go on her own.
Case 4: Again, if you are a boss, as some accounts of the problems and friends had a falling out, and your friends is a villain, he secretly stole your car, you guessed would be his doing,chemises ralph lauren, you will find the insurance company to compensate you?
tell you, the insurance company are not liable for compensation . because of provisions: the insured person and other people's civil and economic disputes Erzhi stolen vehicles, stolen for the exclusion of liability.
so you can forget your big economic disputes directly to the public Security Experts Affairs and the court report, remember, do not say that your suspect, otherwise you will pull the financial problems came to China, the efficiency of the court, within six months you will probably get a taxi to go out!
Case 5: If you just bought a new car, on the whole risk, but did not have time license (now the traffic control regulations: inspection 15 working days after the license plate be brought ), after the insurance company liable for Chuxian you?
not responsible for damages. because the dangerous condition, the insured vehicle must have two conditions, one must have the insurance vehicle traffic control department of public safety experts issued travel permit or license plate,mens abercrombie jeans, the second is for a specified period by the public safety experts inspected the traffic control department. but in general, by special contract prescribed by the department of public safety experts to be the first number plate issued by the insurance after the test vehicles will be responsible for the new home and Che Sunxian liability insurance. Therefore, the compensation charge 丢车 Daoqiang Xian has not entered into force, naturally, you receive no compensation.
seems to change if you are not relied on guts about the lost time, the new buy Car even given away! I did not say anything then ah!
Case 6: If your car recovered, the insurance company how to deal with compensation?
insurance vehicle was recovered after the robbery, if not indemnity insurance company, the vehicle should be returned to you, but during the whole car was robbery, the vehicle suffered damage or vehicle parts and components, ancillary equipment lost the reasonable need of restoration costs, the insurance company to pay compensation. If the insurance companies have compensation, should be returned to your vehicle, while the corresponding recovery of compensation. If you do not want to recover the original car, the vehicle owned by insurance companies of all interests.
Insurance Terms of sperm solution (c) of the claim - you must go, because you've probably never heard of
★ Insurance Case I: A friend lost car, has been all risks, looking for insurance claim , failed, insurance company exclusions reasons: to check Vehicle Administration, this car is not inspection.
Case Study: Insurance Company behavior while, very reasonable, also in accordance with the provisions of insurance contracts: Insurance entered into force only on qualified vehicles, for the annual inspection of vehicles not only as a failed vehicle, even if you are useless no matter how well maintained, the result can only be lost white lost, and insurance is also on the white, and at best to return the insurance cash value.
Case Conclusion: your car, be sure to schedule the annual inspection, after the extension must not, otherwise, fine things small,Ed Hardy Bags, exclusions things big, then even if the traffic accidents caused by third those losses, but at your own expense, insurance, buy white!
case solution: schedule the annual inspection, even a day, nor night; If it happens, unfortunately, do not have to remember report to the police as soon as possible to spend money and then filled the inspection procedures for reporting claims procedures! Sorry, just a burst of dizziness, I did not say? said is nonsense.
★ Insurance Case II: similar to the driver without making the note examined, and you drive all the problems occur, the insurance company is not responsible for compensation, for reasons similar to the previous example, without go into details.
★ Insurance Case III: This is a frequently asked question: I just bought the car, not on the license, the insurance goes into effect?
explained: when the vehicle in dangerous condition, insurance, vehicles must have two condition, one must have the insurance vehicle traffic control department of public safety experts, driving permit or license plate issued, the second is for a specified period by the public safety experts inspected the traffic control department.
but in general by particularly the provisions of the contract,juicy couture sunglasses, the insurance must be issued after the inspection of new vehicles number plate could be responsible for Che Sunxian and liability insurance, so when your car is missing even luck, gradually getting hit pretty people make do with the insurance company to You wore, it is now clear of it!
★ insurance claims, the principle of evidence:
several hours of insurance claims case
1, after the accident come forward to solve the traffic team:
single penalty issued by the Traffic Team or the mediation by the court, the verdict can be used. These materials are absolutely so that, certainly in the way insurance companies the green light. rest assured that a good claim the
2, accidents in the district:
major incidents: the serious damage a vehicle, or open to the traffic team proved too much trouble;
general cut rub: the certificates to the community property, as has often been suspected, the general is also very troublesome;
Therefore, the best roads in the city on the Times report, or else ... ... kill you!
3, minor accidents on the road, including stopping the cut rub
such need to prove that the principle is: whether it involved a third party? involving a third party Peifu's , still need to prove that traffic team.
accident between the parties, such as a break, you can specify in the claim: accident third-party self-study and self-reproach in the claims by Che Sunxian, the insurance company If you the certificates to the traffic team, you've got to bite the other promoted, says no to child away, and Insurance companies generally will not be too seriously. You have to promise to open the show blame I did not remind you, you go and run , volatile enough money to pay the oil money to do!
4, the back of people:
if hit by another car after the car accident to escape, can not find. the situation is more serious trouble, through the traffic team to solve, you can recover from the insurance company on behalf of.
not serious, it is best to resolve the claim to self-blame, but also noted in the claim whether there are other car body paint, sticky, and the direction of collision, must justify itself, or you miserable!
Last remind you: when a report must be reported within 48 hours, or they may directly exclusions!! Remember, remember, do not have to say within 48 to 48 ah!
believe there are many owners of auto insurance do not know much, only an accident and motor vehicle insurance will be dealing with, but as a layman can not get a clear idea who the owners of car insurance just how deep the water, how to deal with in order to become greatest beneficiaries of it? Do not worry, there have been many veteran, experienced car owners for us to sum up their experience, we can just read the collection for a rainy day can be, and what it is a common vehicle owners will be able to read and understand car insurance provisions, you're guaranteed a better understanding of auto insurance and claims, \Does not she? Save money to buy insurance on the map and the peace of mind!
insurance policy refinement solution (a) Che Sunxian VS third party liability insurance
Che Sunxian we first talk about the most important and liability insurance. Che Sunxian and liability insurance, vehicle insurance, basic insurance, the main compensation for the loss of the insured vehicle and the vehicle in use by the insured caused the loss of a third party!
you probably think even the loss of vehicles due to natural disasters, insurance companies are also not wrong according to compensate! Words of the half, most of the losses caused by natural disasters are lost, and only, except as - earthquake!
Case 1: If your car had the honor to be building in the earthquake hit it, ha ha ... ...
our approach: not an end to the earthquake eager to apply for compensation, such as after the earthquake a few days to apply for compensation.
Chuxian statement: probably due to wall loosening caused by the earthquake, and finally fell in one day, smashed your car, remember: Do not mention the earthquake escape from danger.
Case 2: If your brakes in a car, the car flew up the windshield, causing broken glass, you say?
If you are honest to the insurance company, said: \example of a joke.) \\! Remember: by car \car trailer collided with another car, how do?
our approach: ignore the fact that there is something ... ...
Chuxian statement: Do not mention your towing vehicle towing or by others, or whether you have responsibility for the accident, the insurance companies will not pay.
Case 4: If you accident, breaking his glasses and no insurance on the glass When you claim with the insurance company?
not find someone on the glass insurance claims work? OK, absolutely OK! glass insurance name is: alone and broken glass, insurance, parking and use of means damage caused by the glass, and glass damage caused by the accident should be responsible for Pei Fu Che Sunxian.
insurance if you are not on the glass, when you find yourself up in the morning do not know is which auto glass bastard broken, how do?? Oh, the old tactics: slam the brakes while driving caused, but also the fault of the head! (remember to find a height of about the same friends as a shield ah), if it is on the side of the glass is broken, hit his head when he said good slip, and Oh!
Case 5: If your car crash, broke a little light, you how to do it?
to find an insurance company, he definitely did not dare not lose you, then you thought it was make it? No, actually you probably bear the consequences, and lost money. do not understand? tell you that each vehicle probably all risk between 2500-5000 (more high-end cars will be more expensive), if you did not claim during the insurance year, then next year you will receive 10% of the time insurance no claim discount, this Account You do the math, if the claim amount is too small, hey, so forget it, as a 10% discount to reality.
insurance policy refinement solution (b) 丢车 - How to minimize the loss of points?
vehicle parking and use of the process will inevitably make people worry about things, which is the most unfortunate thing 丢车, but if you follow me tell you, your loss will be reduced to a minimum.
remember, ah, once 丢车, the first thing to do What? to the police? wrong! car has been lost,juicy couture sweater, which then easy to immediately find ah, you too bit overestimating the ability of the Chinese pol.ice, or think about how to reduce the loss of it!
reduce losses? which so easily ah, the car is lost, how to reduce ah? Remember, I do!!!!
First of all remember to look at their insurance policy, there are no vehicles on Daoqiang Xian. What, no? bad luck that you recognize it, come to me useless, and buy one now!
if you get on the Daoqiang Xian, first of all, I want to congratulate you, your losses can be minimized, but, be careful ah! This When you have to do is Bijin your mouth, the sense of reading my post, otherwise you will regret it!
Case 1: The specified Daoqiang Xian was insurers lost driving license, car original invoice, certificate of surcharge increase of 0.5% each of the absolute deductible. lost car keys, the absolute increase of 5% deductible. These provisions in the insurance policy using the font color of the light printing, do not believe that you can take a closer look at list, certainly in some inconspicuous corner can be found in this passage.
So whether you have a spare key had been lost, or You are to start running in the car with a key, please remember to forget it, or else ... ... 5% loss carry your own set of!
Case 2: If your car at the pay parking lots or commercial repair shop in the stolen, the insurance company liable to pay you?
answer is: do not lose!! because these places have custody of the responsibility of the vehicle,juicy couture wholesale, in the custody period, the vehicle damage caused by improper care custodian, lost, and the depository should be held accountable. insurance company is not responsible for compensation.
Therefore, the correct way is to look for parking lot claims, therefore, each I remember times when parking parking fee receipt ah well received, although the loss of the above printed matter, but according to our contract law regarding the format of the contract, which is unilaterally shirk their responsibilities! You may rest assured that he told a good bold Oh, give you a good news has already been won this case, the abduction according to the principle of pushing the case, after the trial of cases to verdict in accordance with this case, ha ha!
; Case 3: If you, your friends car park is open, or you find out from the side to the parking lot can not afford to Peifu your car, you can consider a change 丢车 site? Haha, what have I did not say ah! you to go on her own.
Case 4: Again, if you are a boss, as some accounts of the problems and friends had a falling out, and your friends is a villain, he secretly stole your car, you guessed would be his doing,chemises ralph lauren, you will find the insurance company to compensate you?
tell you, the insurance company are not liable for compensation . because of provisions: the insured person and other people's civil and economic disputes Erzhi stolen vehicles, stolen for the exclusion of liability.
so you can forget your big economic disputes directly to the public Security Experts Affairs and the court report, remember, do not say that your suspect, otherwise you will pull the financial problems came to China, the efficiency of the court, within six months you will probably get a taxi to go out!
Case 5: If you just bought a new car, on the whole risk, but did not have time license (now the traffic control regulations: inspection 15 working days after the license plate be brought ), after the insurance company liable for Chuxian you?
not responsible for damages. because the dangerous condition, the insured vehicle must have two conditions, one must have the insurance vehicle traffic control department of public safety experts issued travel permit or license plate,mens abercrombie jeans, the second is for a specified period by the public safety experts inspected the traffic control department. but in general, by special contract prescribed by the department of public safety experts to be the first number plate issued by the insurance after the test vehicles will be responsible for the new home and Che Sunxian liability insurance. Therefore, the compensation charge 丢车 Daoqiang Xian has not entered into force, naturally, you receive no compensation.
seems to change if you are not relied on guts about the lost time, the new buy Car even given away! I did not say anything then ah!
Case 6: If your car recovered, the insurance company how to deal with compensation?
insurance vehicle was recovered after the robbery, if not indemnity insurance company, the vehicle should be returned to you, but during the whole car was robbery, the vehicle suffered damage or vehicle parts and components, ancillary equipment lost the reasonable need of restoration costs, the insurance company to pay compensation. If the insurance companies have compensation, should be returned to your vehicle, while the corresponding recovery of compensation. If you do not want to recover the original car, the vehicle owned by insurance companies of all interests.
Insurance Terms of sperm solution (c) of the claim - you must go, because you've probably never heard of
★ Insurance Case I: A friend lost car, has been all risks, looking for insurance claim , failed, insurance company exclusions reasons: to check Vehicle Administration, this car is not inspection.
Case Study: Insurance Company behavior while, very reasonable, also in accordance with the provisions of insurance contracts: Insurance entered into force only on qualified vehicles, for the annual inspection of vehicles not only as a failed vehicle, even if you are useless no matter how well maintained, the result can only be lost white lost, and insurance is also on the white, and at best to return the insurance cash value.
Case Conclusion: your car, be sure to schedule the annual inspection, after the extension must not, otherwise, fine things small,Ed Hardy Bags, exclusions things big, then even if the traffic accidents caused by third those losses, but at your own expense, insurance, buy white!
case solution: schedule the annual inspection, even a day, nor night; If it happens, unfortunately, do not have to remember report to the police as soon as possible to spend money and then filled the inspection procedures for reporting claims procedures! Sorry, just a burst of dizziness, I did not say? said is nonsense.
★ Insurance Case II: similar to the driver without making the note examined, and you drive all the problems occur, the insurance company is not responsible for compensation, for reasons similar to the previous example, without go into details.
★ Insurance Case III: This is a frequently asked question: I just bought the car, not on the license, the insurance goes into effect?
explained: when the vehicle in dangerous condition, insurance, vehicles must have two condition, one must have the insurance vehicle traffic control department of public safety experts, driving permit or license plate issued, the second is for a specified period by the public safety experts inspected the traffic control department.
but in general by particularly the provisions of the contract,juicy couture sunglasses, the insurance must be issued after the inspection of new vehicles number plate could be responsible for Che Sunxian and liability insurance, so when your car is missing even luck, gradually getting hit pretty people make do with the insurance company to You wore, it is now clear of it!
★ insurance claims, the principle of evidence:
several hours of insurance claims case
1, after the accident come forward to solve the traffic team:
single penalty issued by the Traffic Team or the mediation by the court, the verdict can be used. These materials are absolutely so that, certainly in the way insurance companies the green light. rest assured that a good claim the
2, accidents in the district:
major incidents: the serious damage a vehicle, or open to the traffic team proved too much trouble;
general cut rub: the certificates to the community property, as has often been suspected, the general is also very troublesome;
Therefore, the best roads in the city on the Times report, or else ... ... kill you!
3, minor accidents on the road, including stopping the cut rub
such need to prove that the principle is: whether it involved a third party? involving a third party Peifu's , still need to prove that traffic team.
accident between the parties, such as a break, you can specify in the claim: accident third-party self-study and self-reproach in the claims by Che Sunxian, the insurance company If you the certificates to the traffic team, you've got to bite the other promoted, says no to child away, and Insurance companies generally will not be too seriously. You have to promise to open the show blame I did not remind you, you go and run , volatile enough money to pay the oil money to do!
4, the back of people:
if hit by another car after the car accident to escape, can not find. the situation is more serious trouble, through the traffic team to solve, you can recover from the insurance company on behalf of.
not serious, it is best to resolve the claim to self-blame, but also noted in the claim whether there are other car body paint, sticky, and the direction of collision, must justify itself, or you miserable!
Last remind you: when a report must be reported within 48 hours, or they may directly exclusions!! Remember, remember, do not have to say within 48 to 48 ah!
شكرا ...
MERCIIII
MERCIIII
شكرا لك
شكرا جزيلا لك
شكرااااااااااااا جزيلااااااااااااااااا
بارك على الله فيك
جزاكم الله خيرا
thank you .....
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